Apartment for Sale in Tivat: Wake up to unobstructed sea views across the Bay of Kotor — from the comfort of a fully furnished, move-in ready top-floor apartment, right in the heart of Tivat. This is the kind of property that appears once in a season: generous space, a panoramic terrace, luxurious interiors, and three private parking spaces — a combination you simply do not find elsewhere at this price point on the Montenegrin coast.

Located in the sought-after residential area of Naselje Muzičke škole, this apartment sits 200 metres from Tivat city centre, within easy walking distance of Porto Montenegro marina, the promenade, international schools, restaurants, and daily conveniences. Whether you plan to live here year-round, use it as a seasonal retreat, or generate premium rental income, the location and specification deliver on every level.

Apartment for sale in Tivat-Specifications

• Total area: 78 m² (68 m² interior + 10 m² sea-view terrace)
• Floor: 3rd of 3 — top floor
• Bedrooms: 2
• Bathrooms: 1
• Furnishing: Luxuriously furnished, move-in ready
• Parking: 3 private parking spaces (exceptional)
• Storage: Separate storage room included
• Views: Panoramic sea view from living room and terrace
• Distance to centre: 200 m to Tivat city centre
• Distance to Porto Montenegro: Walking distance

Why This Apartment Stands Out

Three Private Parking Spaces. In Tivat’s increasingly dense residential and tourism market, a single parking space is considered a bonus. Three is genuinely rare — and for buyers intending to rent short-term, it is a decisive competitive advantage over other listings on the market.

Top Floor. No Neighbours Above. The third-floor position eliminates overhead noise and delivers the best light in the building. Combined with the 10 m² sea-facing terrace, this is a living experience that ground and mid-floor units simply cannot replicate.

Luxurious Interior, Zero Renovation Required. The apartment is fully and luxuriously furnished — every room is complete, styled, and ready to welcome guests or a new owner from day one. No waiting period, no renovation budget, no sourcing furniture. Purchase and occupy.

Porto Montenegro on Your Doorstep. Porto Montenegro is recognised as one of the most exclusive marina destinations on the Adriatic — home to superyachts, designer boutiques, fine dining, and a growing community of international residents. Your apartment sits within walking distance, without the Porto Montenegro price tag.

Tivat as an Investment Market

Tivat has transformed from the most affordable coastal city on the Adriatic to the city commanding the highest real estate prices from Zadar to the southern Montenegrin coast — second only to Dubrovnik in the region. That trajectory continues. The presence of Porto Montenegro, proximity to Tivat International Airport, and Montenegro’s favourable flat-rate tax system make this one of the most compelling buy-to-let markets in Southeast Europe.

Comparable top-floor, sea-view 2-bedroom apartments in Tivat are currently achieving €1,500–€1,800/month in long-term rental — and significantly more in peak summer season. With three parking spaces included, short-term rental occupancy rates and achievable nightly rates both increase materially.

Legal & Ownership Process

Foreign nationals can purchase property in Montenegro with the same ownership rights as citizens. The purchase process is handled through a licensed notary and registered with the Real Estate Administration. For legal guidance, consult the Chamber of Notaries of Montenegro or the Real Estate Directorate. For residency and tax residency implications, visit the official Tax Administration of Montenegro.

For a complete walkthrough of the buying process, read our guide to buying property in Montenegro.

Location: Naselje Muzičke škole, Tivat

Naselje Muzičke škole is a quiet, well-established residential neighbourhood positioned between Tivat city centre and the Porto Montenegro development. It offers genuine neighbourhood character — local bakeries, parks, schools, and the Tivat promenade — while remaining within a short walk of everything the marina district provides. It is the preferred location for long-term residents and professionals who want quality of life, not just proximity to a postcode.

From the apartment you can walk to: Tivat city centre (200 m), Porto Montenegro promenade, Tivat International Airport (5 min by car), the Bay of Kotor ferry crossing, and all major daily services.

Start Your Search in Tivat

Browse the full selection of apartments for sale in Tivat on our platform, or explore detailed neighbourhood information on our Tivat city guide. If you are comparing coastal locations, our best places to buy property in Montenegro guide provides a data-led comparison of Tivat, Budva, Kotor, and Bar.

Contact us today to arrange a viewing or request the full legal documentation package for this property.